Hometown Retirement Specialists LLC - Ebensburg, Pennsylvania

Hometown Retirement Specialists LLC: A Comprehensive Overview

For individuals and families planning for a comfortable and secure retirement, Hometown Retirement Specialists LLC presents itself as a dedicated and reliable resource. Located at 117 S Center St, Ebensburg, PA 15931, United States, this women-owned business specializes in providing comprehensive insurance broker services tailored to the unique needs of retirees. Their commitment to client satisfaction is evidenced by an impressive average review rating of 5/5 on Google My Business, reflecting a high level of trust and positive experiences.

Contact Information: Phone: 8144198424. Website: yourhrsagent.com.

Key Features and Services: Hometown Retirement Specialists LLC distinguishes itself through a client-centric approach, focusing on personalized strategies and expert guidance. They understand that retirement planning is not a one-size-fits-all endeavor and, therefore, meticulously assess each client’s financial situation, risk tolerance, and long-term goals. Their services extend beyond simply selling insurance policies; they provide a holistic view of retirement planning, incorporating:

• Insurance Brokerage: The core of their business lies in navigating the complexities of various insurance products, including life insurance, long-term care insurance, health insurance, and disability insurance. They carefully analyze different options to ensure clients are adequately protected against unforeseen events and maintain financial stability throughout retirement.
• Retirement Income Planning: They assist clients in developing sustainable income streams to cover their living expenses. This includes analyzing investment portfolios, exploring annuity options, and considering Social Security benefits.
• Estate Planning Consultation: Recognizing the importance of legacy planning, Hometown Retirement Specialists LLC offers consultation services to help clients structure their estates efficiently and ensure their wishes are carried out.
• Financial Review and Analysis: Regularly reviewing a client’s financial situation allows them to adapt their strategies to changing circumstances and market conditions.

Location and Accessibility

The company’s physical location at 117 S Center St, Ebensburg, PA 15931, provides a convenient point of contact for clients seeking in-person consultations. Accessibility is a priority, as demonstrated by their on-site services and wheelchair-accessible car park and entrance. This commitment ensures that individuals with mobility limitations can readily access their professional expertise. Appointment scheduling is required to guarantee personalized attention and efficient service.

Other Points of Interest: Hometown Retirement Specialists LLC proudly identifies as a women-owned business. This signifies a strong commitment to women’s financial well-being and a dedication to providing a supportive and understanding environment for female clients. The company’s dedication to providing a welcoming and accessible environment further enhances the client experience.

Client Feedback and Reputation

The positive feedback received by Hometown Retirement Specialists LLC is a testament to their professionalism and dedication. Currently, the company boasts 10 reviews on Google My Business, each averaging a remarkable 5/5. These reviews consistently highlight the following attributes:

• Expertise: Clients frequently commend the team’s deep knowledge of insurance products and retirement planning strategies.
• Personalized Service: Many reviewers emphasize the individualized attention they received, recognizing that their specific needs were carefully considered.
• Trustworthiness: The company’s reputation for integrity and honesty is a recurring theme in the reviews.
• Communication: Clients appreciate the clear and concise explanations provided regarding complex financial concepts.

The overall sentiment expressed in these reviews clearly indicates that Hometown Retirement Specialists LLC is a valued and trusted resource for individuals seeking retirement planning support. Their consistent positive feedback demonstrates a dedication to exceeding client expectations and delivering exceptional service.

Recommended Information for Prospective Clients: When considering Hometown Retirement Specialists LLC, it's advisable to schedule an appointment to discuss your individual retirement goals and financial circumstances. Be prepared to provide details about your current income, assets, debts, and any existing insurance coverage. The team will conduct a thorough assessment and recommend tailored strategies to help you achieve a secure and fulfilling retirement. Visiting their website, yourhrsagent.com, can provide additional insights into their services and team members. Furthermore, exploring the Google My Business reviews offers a valuable perspective on the experiences of other clients. Don’t hesitate to contact them directly at 8144198424 to initiate a conversation and discover how Hometown Retirement Specialists LLC can assist you in reaching your retirement dreams.

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👍 Reviews of Hometown Retirement Specialists LLC

FRANK G.

5/5

My wife and I have worked with Kelly (Racicot) from the very beginning of our transitions to Medicare. Kelly is incredibly well informed and up to date on all of the varying programs that are available. Perfect for when you are diving into the myriad of programs that are options. She inquires about your specific needs and suggests options that best fill these needs.
Kelly is very responsive to questions and changing situations, and seemingly can always offer solutions to what ever is presented.

I highly recommend Kelly for when you are in need of help to decipher the options of Medicare that will best suit your circumstances.

Piecost H.

5/5

Kelly was an absolute wealth of information, knowledge and experience helping us decide what medical and Perscription drug coverage to select during the open enrollment period. The other great thing about her is that she makes herself available and answers any questions you may have NOT ONLY during enrollment but all year long anytime you need insurance questions answered. She is very friendly, professional and knowledgeable in her field and my wife and I found it very pleasurable working with her.

Robert K.

5/5

We have worked with Kelly for the past 10 years & she has been wonderful. She is highly educated in retirement services. She make sure you have the best policy that is for you. I highly recommend Kelly for any service that you need. We are so lucky to have Kelly as our agent. She is the best!

Ted K.

5/5

My wife and I have known Kelly Racicot for approximately 6 years. Initially, she helped us set up our Medicare accounts, added a Medicare Supplement plan, and promised us that she would keep in touch with us annually to help us what was the best for us according to our changing medical and pharmacological needs. Last year Kelly guided us toward a Medicare Advantage Plan and we are certainly glad she did. The plan she recommended has saved us from added co-pays for routine visit, provided a discount on specialist's visits, and reduced bottom-line hospitalization costs and out prescription costs. It even gave me access to Silver Sneaker programs in my area.
If we ever needed questions answered she would promptly return our emails or phone calls.
Recently, she took ownership of Hometown Retirement Specialists which I would recommend to anyone who is seeking guidance as they enter the "Medicare-world" to contact her. Early on, you may not even know what questions to ask. Fear not! Kelly knows what to ask you and she has access to an array of plans and programs that will be suitable.

Diane G.

5/5

I have been working with Kelly Racicot for nearly 10 years. She is very knowledgeable and has always been able to provide me with all of the information that I have requested. Because of how helpful she has been to me, I have recommended numerous relatives and friends to her and I am very excited that they too have decided to use her for their needs

Roberta G.

5/5

I have worked for several years with Kelly. She is reliable and always available to answer questions. Very knowledgeable about health insurance plans and so helpful. Highly recommend her business.

Paul D.

5/5

Kelly's the best. I've put my trust in her for many many years, and have never been disappointed.

Lester F.

5/5

Great person, knows what she is talking about.she really cares about you. I TRUST her.I would not have anyone else.